汇款到泰国：银行电汇、ACH 和转账服务

评论 (7)

1. A

   Agreeable-Cup-64232026年4月27日

   Wise Thailand Update 2026: Tax Implications for Expats Wise accounts registered to customers in Thailand will be moved to a Thai-licensed entity. This means: Full local regulatory oversight Additional verification requirements Compliance aligned with Thai financial regulations. Foreign currency received into a Wise account will be automatically converted into THB The resulting THB balance will be held within a Thai-regulated entity The transaction will be processed under Thai financial regulation. All transactions may count as remittance and might be taxed as income for thai tax residents. If you are Thai tax resident, meaning you spend 180 days or more in Thailand during a calendar year. It looks like another attempt at getting more tax revenue from foreigners.

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2. J

   java_boy_20002023年5月2日

   What is a good way to send money to Thailand? What apps do you use to send money to people in Thailand from abroad?

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   3 条回复

   1. M

      mowgus2023年5月3日

      Yes and also a website. Depending on what you're transfering for, do a little research. For example, if it is for visa purposes, ensure you choose "for long term stay in Thailand' when choosing the reason for your tranfer. This will ensure the correct transfer code that immigration will accept as proof of funds. I believe similar for investment/property purchase (but I have not done a Wise transfer for that). Also note, you CANNOT use Wise to transfer out of Thailand. Only in. To transfer out, you would need to use another service (i.e. DeeMoney).

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   2. M

      mowgus2023年5月3日

      By the way... with the Wise account you can open a Borderless account with them. Then, you can transfer money into Wise and convert it into Thai Baht when the rates are good but keep it in your account/your name. No need to send it to a friend. You can do this with several currencies. Then you can send money to a Thai bank account when you want from your Thai balance. Additionally, you can apply for a Wise credit card. When you purchase something in Thailand on the card, it will come off of your Thai balance. If you purchase something in $US it will come off your $US balance, etc. It is very convenient (especially for travel). Of course, there are fees but I find them to be reasonable and Wise has great exchange rates.

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   3. D

      Due_Hovercraft_21842023年5月4日

      Depends how much, in my experience up to about 25k USD wise is the winner, beyond that, sending in the original currency from my bank works out cheaper, even considering the lower conversation rate once it hits Thailand. Depends of course what your bank charges for remitting - mine charges $30. Exchange rates on arrival tend to be about .5% lower than the mid market at that time with SCB. Example with 25k USD, wise does mid market but charges $150 fees. 25k with bank is a $30 fee and $125 on rate loss, so it's about even. With 100k USD wise charges $610, bank charges $30 and $500 rate loss, so it's a decent amount cheaper. For me bank transfers arrive within 24 hours, wise takes 2-4 days. It's also easier to get foreign deposit proof with a bank remittance, so if it's for property purchase / money you may want to remit out again, it's another pro to doing it that way.

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