清迈换汇：持牌兑换点与汇率
在银行或持牌换汇点兑换外币现金，并带上护照。面额越大汇率越好，所以100美元钞票比小面额划算。携带超过450,000泰铢的泰铢现金，或超过15,000美元的外币现金，进出泰国都要向海关申报。
阅读英文版 (Read this guide in English)
在银行或持牌换汇点兑换现金，并带上护照。泰国规定，外币业务只能由持牌机构办理，也就是商业银行 和授权换汇点。
换到好汇率
面额越大，汇率越好。清迈一家换汇点100美元钞票给约33.5泰铢，1到5美元钞票只有约32.9。可以拿泰国央行约33.5的银行间汇率 来衡量报价；好的柜台汇率就比它低一点。
银行给的略低一些。盘谷银行50到100美元钞票的汇率约为33.1，比换汇点最好的汇率低一点。
Loi Kroh Road（ถ.ลอยเคราะห์）上的Super Money Chiangmai把汇率牌放在网上。汇率全天都在变，去之前先查实时数字。它没有显示换汇牌照，所以要看看柜台出示的牌照。周末营业时间不一样，先打电话问。
Superrich Thailand不收佣金或手续费，但硬币不收。它公布的地点只在曼谷，别处名字相似的公司并不是同一家。
要带什么
护照。Superrich接受身份证或未过期的护照，SCB也要求同类证件。带钞票，不要带硬币。
现金进出境
泰铢或外国钞票带入泰国没有金额上限。携带超过450,000泰铢的泰铢钞票，或超过15,000美元等值的外国钞票，进出境都要向海关申报。泰铢、外币现金和可转让票据合计超过450,000泰铢也要申报。
本人带着护照，当着海关官员的面申报。大约要20分钟，不收费。
外国钞票出境，以你从授权银行或换汇点购买的金额为限。泰铢去邻国、越南和中国云南省，最多2,000,000泰铢；去其他地方最多50,000泰铢。超过这些数额，要先获得泰国央行（Bank of Thailand）批准再申报。
外国钞票可以存进银行账户，以你带入的金额，或从授权银行或换汇点换得的金额为限；另一个限额是每人每天15,000美元。
图片 (2)
- Dana Sutton
- Esteban Cuello
步骤
- 选一家持牌机构去银行 或授权换汇点。
- 带上护照Superrich Thailand接受身份证或未过期的护照。
- 按你的钞票面额比较汇率面额越大，每美元换到的泰铢越多。可以对照泰国央行的银行间汇率。
- 留意现金限额泰铢钞票超过450,000泰铢，或外国钞票超过15,000美元，要在海关申报。
未确认： 要查看柜台出示的牌照，因为换汇点的牌照未必公布在网上。
常见问题
换钱需要带护照吗？
需要，带上。Superrich Thailand接受身份证或未过期的护照，SCB也要求护照或身份证。
在泰国谁可以兑换外币？
商业银行，以及获准买卖外国钞票的非银行公司，也就是持牌换汇点。
Superrich Thailand收手续费吗？
不收佣金或手续费，但硬币不收。
我可以带多少泰铢出境？
去邻国、越南和中国云南省，最多2,000,000泰铢；去其他地方最多50,000泰铢。超过这个数额，要先获得泰国央行（Bank of Thailand）批准再申报。
什么时候要向海关申报现金？
携带超过450,000泰铢的泰铢钞票，或超过15,000美元等值的外国钞票，进出境都要申报。泰铢、外币现金和可转让票据合计超过450,000泰铢也要申报。
怎么向海关申报现金？
本人带着护照，当着海关官员的面申报。不收费。
我可以带多少外币现金出境？
以你从授权银行或换汇点购买的金额为限。
外币现金可以存进银行账户吗？
可以，以你带入的金额，或从授权银行或持牌机构换得的金额为限。另一个限额是每人每天15,000美元。
清迈换汇点美元汇率是多少？
100美元钞票约33.5泰铢，10美元和20美元钞票约33.2，1到5美元钞票约32.9。
汇率牌上的买入和卖出是什么意思？
买入是换汇点买进你外币现金的汇率，决定你能拿到多少泰铢。卖出是它把外币现金卖给你的汇率。
更多中文指南
本文是依据上述来源核实的一般信息，不构成针对你个人情况的法律意见。价格、规定和营业时间可能变化，请到现场再确认一次。指南的核实方式见： How we check （英文）。
发现错误？ 请告知编辑。
评论 (10)
Alwaysshops2much
Money questions… I’m going to be spending 3 weeks in Thailand and I’m traveling from the US. My hotels will be paid in full including Elephant Hills. I was considering bringing $1000 Thai baht for my arrival and getting more cash as I go along. I don’t really drink or party but I will buy (or do) what I want when I’m there. For Europe, I usually budget $3000 usd per trip. Anyway, is my above plan doable? And if I need to exchange money, where are the best options in Bangkok Chiang Mai Khao Lak ? Thanks for any assistance. In Europe, I just use ATMs but I don’t know that that will be my best option for this trip.
3 条回复
stirry
Use ATMs, don't accept the "currency exchange" option, let your bank do it.
Thyri0n
In Thailand rn for 4 weeks, same situation as you, I’m in my last week here and spent around 1k for the first three weeks, couple sight seeing, street food pretty much every night, a lot of small purchase but no real big one and I have 400€ left I brought with me 1500, excluding grab food and drivers that I pay with my card, did the regular massage food some activities no partying or high class restaurant it would go a lot faster otherwise but we are two
zekerman
If you have a card that allows 0 foreign exchange fee withdrawals, then I'd bring $1000 and withdraw 30000 at a time from ATMs when needed, you'll only pay a 250 baht fee if you decline currency exchange per time, which is nothing for 30000 baht. If you don't have a 0 fx fees card, then I'd just bring the full amount in cash.
Dangerous_Fix_1906
I am here for 3 months so looked into card in Australia and set it all up before flying ... good luck on choice but I felt comfortable with what the Aussie post travel card offers ... Also advise your bank your travels in case something happens I just transferred 70k from Bendigo to WU account here but had to talk to fraud squad at Bendigo as was having a issue at first so they seen my notes on file from local ranch in Sydney and asked me a few questions about my travels then was able to get 70k here for wife account
查看全部 10 条评论
jaraxxuas
-Money Exchange: definitely not in airports, there are many shops in Thai cities you can go, Superrich shops are everywhere and have good rates. For me, I only keep money for emergency and small shops that don't accept credit cards, I don't know about in Australia but we have prepaid credit cards that have 0% currency exchange fees. -Booking: I usually use Agoda or Booking com for hotels, some hotels are cheaper when you book directly from them, some cheaper online, for me usually I find better deals online. -Everything is available in Thailand with cheaper prices, so I think just bring necessary things in case you don't find there. -Try not to overpack, other than the limited weight in airports, even buses that travel from one city to another charge you for big bags, it's cheap tho. Also It can be a little tough to walk around with big luggage. -Budget depends on you, it is different from one to another but maybe someone here can help you.
I-wonder-why2022
Currency exchange I will be starting my journey from Chiang Mai. Are there any reputable/reliable places to convert currency? Also, how much will it cost for a private taxi/car for a trip to the Golden triangle and Chiang Rai? I saw the tours, but would live to go at my own pace and start early.
Apprehensive_Rain_89
How do I exchange money? This might be a silly question, but at foreign exchange places do they accept payments via card? The reason I was asking was because I read somewhere that it’s good to take cash from your home currency (in my case GBP) to exchange there? I’m going to Bangkok, Chiang Mai, Pai, and a few islands so if I exchanged in any of these places would I need cash or can I use my card? The reason I’m asking is if I needed cash to exchange in the first place then maybe it would be better to exchange my currency at home rather than take all that cash in £ there. Thank you!
2 条回复
AnotherDullUsername
That's the part where you're confused. The exchange stalls, like the name suggests, exchange cash. The ATMs give you thai baht, so there's no need for an exchange. If you would use your card at the stall, you'd do the same thing twice. Again, it's either...or.
spicytravelzoe
Best thing is change up a bit of cash before you come, but then just withdraw from ATMs. There is a fixed fee for using the machines but it’s not much, just take out a big sum like 10-15K each time, or whatever your bank allows. And always choose “continue without conversion” so you will pay your bank’s conversion rate rather than the local ATM’s (Thai ATMs offer a very unfavourable conversion rate). Make sure you have a decent card/account for travelling abroad. Monzo for example, who offer the best exchange rates and also don’t charge for transactions when you use your card to pay. I rarely use cash in Thailand as it’s much better for me to use my Monzo and pay card.